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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,803 | $165,361-44.5% | $149,715-38.7% | $158,950-42.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 18.19% | 348.24%-330.0pp | 276.66%-258.5pp | 302.91%-284.7pp |
| Employer contribution / active EE | $11,538 | $5,103+126.1% | $4,645+148.4% | $4,762+142.3% |
| Participant deferral / active EE | $11,873 | $7,182+65.3% | $6,842+73.5% | $5,983+98.5% |
| Admin fee / account holder | $449 | $10,808-95.8% | $9,310-95.2% | $11,248-96.0% |