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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,788 | $138,075-66.1% | $123,552-62.1% | $135,379-65.4% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 4.19% | 153.70%-149.5pp | 119.20%-115.0pp | 519.79%-515.6pp |
| Employer contribution / active EE | $12,419 | $5,152+141.1% | $4,628+168.3% | $4,779+159.9% |
| Participant deferral / active EE | $12,757 | $6,800+87.6% | $6,426+98.5% | $5,609+127.4% |
| Admin fee / account holder | $723 | $10,917-93.4% | $9,285-92.2% | $10,828-93.3% |