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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,090 | $110,039-57.2% | $97,260-51.6% | $145,884-67.7% |
| Participation rate | 62.5% | 75.9%-13.4pp | 72.7%-10.2pp | 80.3%-17.8pp |
| Annual return | 26.66% | 244.44%-217.8pp | 75.54%-48.9pp | 551.85%-525.2pp |
| Employer contribution / active EE | $593 | $3,074-80.7% | $2,721-78.2% | $4,662-87.3% |
| Participant deferral / active EE | $7,523 | $4,674+61.0% | $4,262+76.5% | $6,690+12.5% |
| Admin fee / account holder | $30 | $6,204-99.5% | $5,640-99.5% | $13,392-99.8% |