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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,706 | $125,778-31.1% | $114,563-24.3% | $154,746-44.0% |
| Participation rate | 57.1% | 75.2%-18.0pp | 72.9%-15.8pp | 80.7%-23.6pp |
| Annual return | 19.78% | 295.14%-275.4pp | 241.09%-221.3pp | 172.34%-152.6pp |
| Employer contribution / active EE | $720 | $2,806-74.3% | $2,592-72.2% | $4,379-83.5% |
| Participant deferral / active EE | $8,647 | $4,445+94.6% | $4,142+108.8% | $6,730+28.5% |
| Admin fee / account holder | $212 | $8,190-97.4% | $7,623-97.2% | $14,365-98.5% |