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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,706 | $101,618-14.7% | $93,063-6.8% | $137,256-36.8% |
| Participation rate | 57.1% | 74.9%-17.8pp | 72.1%-15.0pp | 80.0%-22.8pp |
| Annual return | 19.78% | 223.95%-204.2pp | 34.15%-14.4pp | 220.34%-200.6pp |
| Employer contribution / active EE | $720 | $2,707-73.4% | $2,476-70.9% | $4,156-82.7% |
| Participant deferral / active EE | $8,647 | $4,279+102.1% | $3,958+118.5% | $6,407+35.0% |
| Admin fee / account holder | $212 | $6,198-96.6% | $6,033-96.5% | $12,270-98.3% |