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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,953 | $100,970+25.7% | $96,576+31.5% | $137,256-7.5% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | -1.93% | 38.16%-40.1pp | 38.47%-40.4pp | 220.34%-222.3pp |
| Employer contribution / active EE | $2,549 | $3,809-33.1% | $3,553-28.3% | $4,156-38.7% |
| Participant deferral / active EE | $9,206 | $8,286+11.1% | $7,956+15.7% | $6,407+43.7% |
| Admin fee / account holder | $929 | $11,312-91.8% | $11,381-91.8% | $12,270-92.4% |