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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,422 | $156,927-19.4% | $121,169+4.3% | $139,456-9.3% |
| Participation rate | 75.0% | 76.4%-1.4pp | 69.5%+5.5pp | 80.3%-5.3pp |
| Annual return | 23.09% | 1475.85%-1452.8pp | 986.71%-963.6pp | 373.45%-350.4pp |
| Employer contribution / active EE | $6,270 | $5,542+13.1% | $4,168+50.4% | $4,753+31.9% |
| Participant deferral / active EE | $13,963 | $4,848+188.0% | $4,083+242.0% | $6,711+108.0% |
| Admin fee / account holder | $1,135 | $6,946-83.7% | $5,645-79.9% | $11,407-90.0% |