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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,697 | $152,597-46.5% | $117,533-30.5% | $134,532-39.3% |
| Participation rate | 60.0% | 77.1%-17.1pp | 70.6%-10.6pp | 81.2%-21.2pp |
| Annual return | -21.45% | 53.04%-74.5pp | 29.77%-51.2pp | 418.27%-439.7pp |
| Employer contribution / active EE | $4,360 | $5,576-21.8% | $4,179+4.3% | $4,741-8.0% |
| Participant deferral / active EE | $10,450 | $4,821+116.8% | $4,072+156.6% | $6,401+63.3% |
| Admin fee / account holder | $20 | $7,007-99.7% | $5,647-99.6% | $11,429-99.8% |