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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $361,985 | $68,878+425.5% | $120,574+200.2% | $80,935+347.3% |
| Participation rate | 13.4% | 61.7%-48.3pp | 71.9%-58.5pp | 67.7%-54.3pp |
| Annual return | 12.30% | 23.67%-11.4pp | 107.42%-95.1pp | 35.66%-23.4pp |
| Employer contribution / active EE | $530 | $2,065-74.3% | $3,471-84.7% | $2,757-80.8% |
| Participant deferral / active EE | $1,368 | $3,189-57.1% | $4,996-72.6% | $4,299-68.2% |
| Admin fee / account holder | $149 | $5,782-97.4% | $9,445-98.4% | $6,924-97.8% |