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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,785 | $57,763+353.2% | $112,228+133.3% | $71,529+266.0% |
| Participation rate | 13.9% | 58.9%-45.0pp | 72.4%-58.5pp | 67.9%-54.0pp |
| Annual return | 17.10% | 18.26%-1.2pp | 30.23%-13.1pp | 28.97%-11.9pp |
| Employer contribution / active EE | $417 | $1,916-78.3% | $3,432-87.9% | $2,590-83.9% |
| Participant deferral / active EE | $1,500 | $2,865-47.6% | $4,800-68.8% | $4,291-65.1% |
| Admin fee / account holder | $71 | $1,563-95.4% | $7,752-99.1% | $1,588-95.5% |