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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,322 | $70,587+240.5% | $124,693+92.7% | $85,847+179.9% |
| Participation rate | 18.4% | 64.4%-46.0pp | 74.6%-56.2pp | 69.3%-51.0pp |
| Annual return | 13.67% | 20688.83%-20675.2pp | 5144.19%-5130.5pp | 318.61%-304.9pp |
| Employer contribution / active EE | $500 | $1,913-73.9% | $3,324-85.0% | $2,565-80.5% |
| Participant deferral / active EE | $1,612 | $2,969-45.7% | $4,615-65.1% | $3,952-59.2% |
| Admin fee / account holder | $2,046 | $5,282-61.3% | $7,494-72.7% | $6,261-67.3% |