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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $6,046 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,458 | $25,302-23.1% | $74,722-74.0% | $67,579-71.2% |
| Participation rate | 20.4% | 37.8%-17.4pp | 54.5%-34.0pp | 71.3%-50.8pp |
| Annual return | 21.58% | 10291.17%-10269.6pp | 753.11%-731.5pp | 378.56%-357.0pp |
| Employer contribution / active EE | $158 | $446-64.6% | $1,084-85.4% | $2,148-92.6% |
| Participant deferral / active EE | $469 | $954-50.8% | $1,963-76.1% | $3,539-86.7% |
| Admin fee / account holder | $40 | $108-63.1% | $3,335-98.8% | $142-72.0% |