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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,052 | $29,369-28.3% | $77,513-72.8% | $73,412-71.3% |
| Participation rate | 42.0% | 37.9%+4.1pp | 54.2%-12.1pp | 72.2%-30.1pp |
| Annual return | 10.32% | 358.15%-347.8pp | 54.81%-44.5pp | 59.30%-49.0pp |
| Employer contribution / active EE | $416 | $406+2.5% | $987-57.9% | $2,234-81.4% |
| Participant deferral / active EE | $794 | $941-15.6% | $1,861-57.3% | $3,806-79.1% |
| Admin fee / account holder | $49 | $123-59.7% | $2,859-98.3% | $158-68.7% |