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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,759 | $76,407-71.5% | $150,298-85.5% | $82,448-73.6% |
| Participation rate | 69.0% | 66.4%+2.6pp | 77.8%-8.8pp | 68.1%+0.9pp |
| Annual return | 18.16% | 39.99%-21.8pp | 62.79%-44.6pp | 41.64%-23.5pp |
| Employer contribution / active EE | $1,931 | $2,614-26.1% | $4,154-53.5% | $2,551-24.3% |
| Participant deferral / active EE | $3,140 | $3,214-2.3% | $5,453-42.4% | $4,139-24.1% |
| Admin fee / account holder | $1,943 | $6,352-69.4% | $14,116-86.2% | $7,234-73.1% |