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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,754 | $84,482-34.0% | $125,363-55.5% | $66,930-16.7% |
| Participation rate | 87.2% | 76.4%+10.8pp | 82.4%+4.8pp | 69.8%+17.4pp |
| Annual return | -8.28% | -8.49%+0.2pp | 572.15%-580.4pp | 1.57%-9.9pp |
| Employer contribution / active EE | $5,205 | $3,553+46.5% | $4,815+8.1% | $2,545+104.5% |
| Participant deferral / active EE | $12,763 | $6,782+88.2% | $7,447+71.4% | $4,238+201.2% |
| Admin fee / account holder | $2,857 | $685+317.2% | $10,005-71.4% | $593+381.5% |