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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,351 | $89,364-63.8% | $141,177-77.1% | $72,983-55.7% |
| Participation rate | 63.5% | 75.1%-11.7pp | 82.5%-19.0pp | 69.5%-6.0pp |
| Annual return | 0.00% | 111.86%-111.9pp | 71.40%-71.4pp | 81.01%-81.0pp |
| Employer contribution / active EE | $0 | $3,115-100.0% | $4,736-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $7,281 | $5,419+34.4% | $6,710+8.5% | $3,608+101.8% |
| Admin fee / account holder | $1,576 | $5,959-73.6% | $10,263-84.6% | $5,124-69.2% |