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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,492 | $172,111-28.2% | $150,298-17.8% | $137,256-10.0% |
| Participation rate | 66.7% | 81.7%-15.0pp | 77.8%-11.1pp | 80.0%-13.3pp |
| Annual return | 19.58% | 69.37%-49.8pp | 62.79%-43.2pp | 220.34%-200.8pp |
| Employer contribution / active EE | $2,271 | $4,636-51.0% | $4,154-45.3% | $4,156-45.4% |
| Participant deferral / active EE | $5,844 | $6,166-5.2% | $5,453+7.2% | $6,407-8.8% |
| Admin fee / account holder | $504 | $16,471-96.9% | $14,116-96.4% | $12,270-95.9% |