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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,168 | $208,088-57.6% | $186,193-52.6% | $154,746-43.0% |
| Participation rate | 88.9% | 80.0%+8.9pp | 77.1%+11.8pp | 80.7%+8.2pp |
| Annual return | 21.13% | 89.97%-68.8pp | 78.03%-56.9pp | 172.34%-151.2pp |
| Employer contribution / active EE | $3,471 | $4,340-20.0% | $3,918-11.4% | $4,379-20.7% |
| Participant deferral / active EE | $10,225 | $7,078+44.5% | $6,513+57.0% | $6,730+51.9% |
| Admin fee / account holder | $332 | $11,698-97.2% | $11,058-97.0% | $14,365-97.7% |