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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,168 | $180,749-51.2% | $160,784-45.2% | $137,256-35.8% |
| Participation rate | 88.9% | 80.0%+8.9pp | 77.0%+11.9pp | 80.0%+8.9pp |
| Annual return | 21.13% | 2234.46%-2213.3pp | 1803.92%-1782.8pp | 220.34%-199.2pp |
| Employer contribution / active EE | $3,471 | $4,155-16.5% | $3,733-7.0% | $4,156-16.5% |
| Participant deferral / active EE | $10,225 | $6,844+49.4% | $6,293+62.5% | $6,407+59.6% |
| Admin fee / account holder | $332 | $10,397-96.8% | $9,717-96.6% | $12,270-97.3% |