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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,499 | $197,819+21.1% | $155,789+53.7% | $125,393+91.0% |
| Participation rate | 100.0% | 82.1%+17.9pp | 76.1%+23.9pp | 83.2%+16.8pp |
| Annual return | -6.52% | 86.73%-93.3pp | 71.54%-78.1pp | 282.23%-288.8pp |
| Employer contribution / active EE | $35,000 | $4,850+621.6% | $3,839+811.8% | $4,866+619.3% |
| Participant deferral / active EE | $21,000 | $5,631+272.9% | $4,798+337.7% | $5,351+292.4% |
| Admin fee / account holder | $3,591 | $9,544-62.4% | $7,477-52.0% | $9,541-62.4% |