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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,553 | $215,361+48.8% | $171,082+87.4% | $273,972+17.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 76.7%+23.3pp | 83.0%+17.0pp |
| Annual return | 11.30% | 25.14%-13.8pp | 32.56%-21.3pp | 41.46%-30.2pp |
| Employer contribution / active EE | $33,000 | $4,967+564.4% | $4,002+724.6% | $4,869+577.8% |
| Participant deferral / active EE | $21,000 | $5,543+278.8% | $4,797+337.7% | $5,287+297.2% |
| Admin fee / account holder | $5,226 | $10,846-51.8% | $8,520-38.7% | $10,133-48.4% |