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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,545 | $176,105-70.2% | $159,474-67.1% | $167,536-68.6% |
| Participation rate | 83.3% | 85.0%-1.6pp | 82.8%+0.5pp | 82.1%+1.2pp |
| Annual return | 19.18% | 331.91%-312.7pp | 263.68%-244.5pp | 478.82%-459.6pp |
| Employer contribution / active EE | $3,079 | $5,299-41.9% | $4,831-36.3% | $4,839-36.4% |
| Participant deferral / active EE | $8,754 | $7,751+12.9% | $7,353+19.1% | $6,342+38.0% |
| Admin fee / account holder | $822 | $12,559-93.5% | $10,802-92.4% | $12,315-93.3% |