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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,369 | $138,102-70.0% | $125,381-67.0% | $134,532-69.2% |
| Participation rate | 91.7% | 84.5%+7.2pp | 82.4%+9.3pp | 81.2%+10.4pp |
| Annual return | -19.18% | 750.73%-769.9pp | 572.31%-591.5pp | 418.27%-437.4pp |
| Employer contribution / active EE | $2,605 | $5,245-50.3% | $4,815-45.9% | $4,741-45.1% |
| Participant deferral / active EE | $9,419 | $7,801+20.7% | $7,448+26.5% | $6,401+47.2% |
| Admin fee / account holder | $2,409 | $11,568-79.2% | $10,007-75.9% | $11,429-78.9% |