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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,092 | $135,956-76.4% | $123,894-74.1% | $273,972-88.3% |
| Participation rate | 90.0% | 84.1%+5.9pp | 81.4%+8.6pp | 83.0%+7.0pp |
| Annual return | -3.64% | 56.63%-60.3pp | 47.52%-51.2pp | 41.46%-45.1pp |
| Employer contribution / active EE | $0 | $5,170-100.0% | $4,617-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $9,261 | $6,343+46.0% | $5,984+54.8% | $5,287+75.2% |
| Admin fee / account holder | $1,179 | $9,817-88.0% | $8,357-85.9% | $10,133-88.4% |