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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,853 | $138,076-69.7% | $123,553-66.1% | $135,380-69.1% |
| Participation rate | 88.9% | 84.7%+4.2pp | 82.3%+6.6pp | 82.6%+6.2pp |
| Annual return | -13.76% | 153.70%-167.5pp | 119.21%-133.0pp | 519.81%-533.6pp |
| Employer contribution / active EE | $0 | $5,152-100.0% | $4,628-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $12,882 | $6,800+89.5% | $6,426+100.5% | $5,609+129.7% |
| Admin fee / account holder | $11,244 | $10,917+3.0% | $9,284+21.1% | $10,828+3.8% |