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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY4+ years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $149,723 |
EISNERAMPER LLP3 years Service code 10 · EIN 87-1363769 | Accounting | $91,350 |
STRATEGIC ADVISORS, INC.4+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $66,275 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$70,168 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,240 | $103,918-39.1% | $94,677-33.2% | $80,187-21.1% |
| Participation rate | 95.9% | 85.8%+10.1pp | 80.8%+15.1pp | 72.9%+23.0pp |
| Annual return | 22.21% | 27.77%-5.6pp | 156.95%-134.7pp | 40.40%-18.2pp |
| Employer contribution / active EE | $1,825 | $3,539-48.4% | $3,673-50.3% | $2,980-38.7% |
| Participant deferral / active EE | $10,214 | $9,528+7.2% | $7,418+37.7% | $5,016+103.6% |
| Admin fee / account holder | $68 | $96-29.7% | $7,222-99.1% | $145-53.3% |