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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY3+ years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $140,736 |
STRATEGIC ADVISORS, INC.3+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $56,754 |
EISNERAMPER LLP2 years Service code 10 · EIN 87-1363769 | Accounting | $42,000 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$33,124 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,804 | $87,621-44.3% | $86,460-43.6% | $77,906-37.4% |
| Participation rate | 95.3% | 85.8%+9.5pp | 80.3%+14.9pp | 73.7%+21.6pp |
| Annual return | -13.55% | -13.90%+0.4pp | 4399.82%-4413.4pp | 12.16%-25.7pp |
| Employer contribution / active EE | $2,097 | $3,474-39.6% | $3,771-44.4% | $2,846-26.3% |
| Participant deferral / active EE | $10,335 | $8,645+19.6% | $6,954+48.6% | $4,805+115.1% |
| Admin fee / account holder | $123 | $85+44.8% | $6,727-98.2% | $133-7.6% |