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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,913 | $156,927-69.5% | $121,169-60.5% | $139,456-65.6% |
| Participation rate | 66.7% | 76.4%-9.8pp | 69.5%-2.9pp | 80.3%-13.7pp |
| Annual return | 14.55% | 1475.85%-1461.3pp | 986.71%-972.2pp | 373.45%-358.9pp |
| Employer contribution / active EE | $1,712 | $5,542-69.1% | $4,168-58.9% | $4,753-64.0% |
| Participant deferral / active EE | $3,217 | $4,848-33.6% | $4,083-21.2% | $6,711-52.1% |
| Admin fee / account holder | $1,228 | $6,946-82.3% | $5,645-78.3% | $11,407-89.2% |