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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,745 | $176,688-95.1% | $130,660-93.3% | $152,897-94.3% |
| Participation rate | 100.0% | 79.0%+21.0pp | 71.7%+28.3pp | 82.5%+17.5pp |
| Annual return | 33.39% | 2693.08%-2659.7pp | 1709.29%-1675.9pp | 345.43%-312.0pp |
| Employer contribution / active EE | $2,533 | $5,743-55.9% | $4,092-38.1% | $4,764-46.8% |
| Participant deferral / active EE | $3,095 | $4,362-29.0% | $3,603-14.1% | $5,851-47.1% |
| Admin fee / account holder | $813 | $7,131-88.6% | $5,463-85.1% | $11,599-93.0% |