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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,204 | $51,184+119.2% | $66,439+68.9% | $86,983+29.0% |
| Participation rate | 70.0% | 68.5%+1.5pp | 74.5%-4.5pp | 69.5%+0.5pp |
| Annual return | 14.02% | 17.07%-3.1pp | 757.66%-743.6pp | 25.83%-11.8pp |
| Employer contribution / active EE | $8,851 | $2,023+337.6% | $2,637+235.7% | $2,584+242.5% |
| Participant deferral / active EE | $13,288 | $2,927+353.9% | $3,876+242.8% | $4,194+216.9% |
| Admin fee / account holder | $21,741 | $4,154+423.3% | $6,173+252.2% | $7,856+176.7% |