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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,930 | $42,910+2.4% | $60,919-27.9% | $68,490-35.9% |
| Participation rate | 84.6% | 66.8%+17.9pp | 73.1%+11.5pp | 67.9%+16.7pp |
| Annual return | -21.15% | -13.99%-7.2pp | 16.96%-38.1pp | -7.85%-13.3pp |
| Employer contribution / active EE | $7,515 | $1,978+279.8% | $2,704+177.9% | $2,597+189.4% |
| Participant deferral / active EE | $8,876 | $2,866+209.7% | $3,814+132.7% | $4,028+120.4% |
| Admin fee / account holder | $1,103 | $3,104-64.5% | $3,228-65.8% | $5,403-79.6% |