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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,569 | $48,327+72.9% | $67,575+23.7% | $80,935+3.3% |
| Participation rate | 80.0% | 66.4%+13.6pp | 72.9%+7.1pp | 67.7%+12.3pp |
| Annual return | 19.25% | 18.31%+0.9pp | 3528.98%-3509.7pp | 35.66%-16.4pp |
| Employer contribution / active EE | $8,594 | $2,022+324.9% | $2,736+214.1% | $2,757+211.7% |
| Participant deferral / active EE | $9,258 | $2,927+216.3% | $4,003+131.3% | $4,299+115.3% |
| Admin fee / account holder | $6,068 | $3,692+64.3% | $3,993+52.0% | $6,924-12.4% |