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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,204 | $50,554+122.0% | $67,681+65.8% | $87,485+28.3% |
| Participation rate | 70.0% | 67.7%+2.3pp | 73.7%-3.7pp | 68.9%+1.1pp |
| Annual return | 14.02% | 17.81%-3.8pp | 590.58%-576.6pp | 26.06%-12.0pp |
| Employer contribution / active EE | $8,851 | $1,988+345.1% | $2,678+230.5% | $2,596+240.9% |
| Participant deferral / active EE | $13,288 | $2,961+348.7% | $3,976+234.2% | $4,274+210.9% |
| Admin fee / account holder | $21,741 | $4,132+426.1% | $6,100+256.4% | $7,775+179.6% |