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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,204 | $47,479+136.3% | $62,929+78.3% | $82,448+36.1% |
| Participation rate | 70.0% | 66.9%+3.1pp | 73.1%-3.1pp | 68.1%+1.9pp |
| Annual return | 14.02% | 20.34%-6.3pp | 1063.93%-1049.9pp | 41.64%-27.6pp |
| Employer contribution / active EE | $8,851 | $1,885+369.5% | $2,505+253.4% | $2,551+247.0% |
| Participant deferral / active EE | $13,288 | $2,870+362.9% | $3,888+241.7% | $4,139+221.0% |
| Admin fee / account holder | $21,741 | $3,804+471.6% | $5,065+329.3% | $7,234+200.5% |