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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,867 | $68,398-16.9% | $94,664-39.9% | $75,173-24.4% |
| Participation rate | 71.4% | 76.1%-4.7pp | 80.8%-9.4pp | 67.2%+4.2pp |
| Annual return | 21.06% | 616.72%-595.7pp | 156.84%-135.8pp | 160.72%-139.7pp |
| Employer contribution / active EE | $1,584 | $2,701-41.4% | $3,673-56.9% | $2,671-40.7% |
| Participant deferral / active EE | $12,025 | $6,537+84.0% | $7,417+62.1% | $4,126+191.4% |
| Admin fee / account holder | $1,019 | $5,324-80.9% | $7,222-85.9% | $5,651-82.0% |