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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,636 | $124,187-74.5% | $108,410-70.8% | $167,518-81.1% |
| Participation rate | 60.9% | 82.3%-21.4pp | 80.1%-19.3pp | 82.1%-21.2pp |
| Annual return | 13.24% | 1379.80%-1366.6pp | 905.34%-892.1pp | 478.71%-465.5pp |
| Employer contribution / active EE | $1,088 | $4,187-74.0% | $3,558-69.4% | $4,838-77.5% |
| Participant deferral / active EE | $9,843 | $6,908+42.5% | $6,562+50.0% | $6,342+55.2% |
| Admin fee / account holder | $19,104 | $9,456+102.0% | $7,296+161.9% | $12,312+55.2% |