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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,069 | $138,102-21.7% | $125,381-13.8% | $134,532-19.7% |
| Participation rate | 88.2% | 84.5%+3.7pp | 82.4%+5.9pp | 81.2%+7.0pp |
| Annual return | -16.68% | 750.73%-767.4pp | 572.31%-589.0pp | 418.27%-435.0pp |
| Employer contribution / active EE | $14,044 | $5,245+167.7% | $4,815+191.7% | $4,741+196.2% |
| Participant deferral / active EE | $17,204 | $7,801+120.6% | $7,448+131.0% | $6,401+168.8% |
| Admin fee / account holder | $4,895 | $11,568-57.7% | $10,007-51.1% | $11,429-57.2% |