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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,385 | $165,399-38.7% | $149,745-32.3% | $158,982-36.2% |
| Participation rate | 90.9% | 84.6%+6.3pp | 82.5%+8.4pp | 82.0%+8.9pp |
| Annual return | 24.19% | 348.34%-324.1pp | 276.72%-252.5pp | 302.99%-278.8pp |
| Employer contribution / active EE | $14,472 | $5,105+183.5% | $4,646+211.5% | $4,763+203.8% |
| Participant deferral / active EE | $19,234 | $7,183+167.8% | $6,843+181.1% | $5,983+221.5% |
| Admin fee / account holder | $7,860 | $10,811-27.3% | $9,312-15.6% | $11,252-30.1% |