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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,790 | $157,304-60.1% | $141,197-55.5% | $152,909-58.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 21.44% | 64.34%-42.9pp | 71.41%-50.0pp | 345.46%-324.0pp |
| Employer contribution / active EE | $14,124 | $5,263+168.4% | $4,736+198.2% | $4,764+196.5% |
| Participant deferral / active EE | $10,285 | $7,111+44.6% | $6,710+53.3% | $5,851+75.8% |
| Admin fee / account holder | $322 | $12,126-97.3% | $10,265-96.9% | $11,601-97.2% |