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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,182 | $154,228+31.7% | $145,433+39.7% | $137,256+48.0% |
| Participation rate | 81.8% | 83.8%-2.0pp | 82.1%-0.3pp | 80.0%+1.9pp |
| Annual return | 13.84% | 74.59%-60.8pp | 66.58%-52.7pp | 220.34%-206.5pp |
| Employer contribution / active EE | $9,959 | $4,804+107.3% | $4,554+118.7% | $4,156+139.6% |
| Participant deferral / active EE | $17,478 | $8,216+112.7% | $7,897+121.3% | $6,407+172.8% |
| Admin fee / account holder | $36,369 | $14,344+153.6% | $13,129+177.0% | $12,270+196.4% |