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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,434 | $160,070-1.0% | $147,117+7.7% | $145,897+8.6% |
| Participation rate | 95.7% | 84.0%+11.6pp | 82.2%+13.5pp | 80.3%+15.3pp |
| Annual return | 16.70% | 98.69%-82.0pp | 420.54%-403.8pp | 552.29%-535.6pp |
| Employer contribution / active EE | $11,055 | $5,285+109.2% | $4,932+124.1% | $4,663+137.1% |
| Participant deferral / active EE | $17,758 | $8,419+110.9% | $8,065+120.2% | $6,689+165.5% |
| Admin fee / account holder | $2,577 | $15,035-82.9% | $12,993-80.2% | $13,390-80.8% |