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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $455,824 | $190,879+138.8% | $160,009+184.9% | $134,532+238.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -15.17% | 552.63%-567.8pp | 408.85%-424.0pp | 418.27%-433.4pp |
| Employer contribution / active EE | $12,100 | $4,995+142.2% | $4,225+186.4% | $4,741+155.2% |
| Participant deferral / active EE | $29,167 | $6,924+321.2% | $6,183+371.7% | $6,401+355.7% |
| Admin fee / account holder | $4,378 | $10,495-58.3% | $8,715-49.8% | $11,429-61.7% |