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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,747 | $197,819-71.3% | $155,789-63.6% | $125,389-54.7% |
| Participation rate | 100.0% | 82.1%+17.9pp | 76.1%+23.9pp | 83.2%+16.8pp |
| Annual return | -9.14% | 86.73%-95.9pp | 71.54%-80.7pp | 282.24%-291.4pp |
| Employer contribution / active EE | $3,967 | $4,850-18.2% | $3,839+3.3% | $4,866-18.5% |
| Participant deferral / active EE | $11,455 | $5,631+103.4% | $4,798+138.8% | $5,352+114.0% |
| Admin fee / account holder | $556 | $9,544-94.2% | $7,477-92.6% | $9,541-94.2% |