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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,518 | $215,361-68.2% | $171,082-60.0% | $273,972-75.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 76.7%+23.3pp | 83.0%+17.0pp |
| Annual return | -7.03% | 25.14%-32.2pp | 32.56%-39.6pp | 41.46%-48.5pp |
| Employer contribution / active EE | $3,252 | $4,967-34.5% | $4,002-18.8% | $4,869-33.2% |
| Participant deferral / active EE | $12,507 | $5,543+125.6% | $4,797+160.7% | $5,287+136.6% |
| Admin fee / account holder | $5,450 | $10,846-49.8% | $8,520-36.0% | $10,133-46.2% |