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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,242 | $138,102+6.6% | $125,381+17.4% | $134,532+9.4% |
| Participation rate | 57.1% | 84.5%-27.4pp | 82.4%-25.2pp | 81.2%-24.1pp |
| Annual return | -17.83% | 750.73%-768.6pp | 572.31%-590.1pp | 418.27%-436.1pp |
| Employer contribution / active EE | $2,471 | $5,245-52.9% | $4,815-48.7% | $4,741-47.9% |
| Participant deferral / active EE | $5,889 | $7,801-24.5% | $7,448-20.9% | $6,401-8.0% |
| Admin fee / account holder | $16,625 | $11,568+43.7% | $10,007+66.1% | $11,429+45.5% |