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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,232 | $150,447-64.6% | $136,298-60.9% | $147,586-63.9% |
| Participation rate | 76.9% | 84.4%-7.5pp | 81.9%-5.0pp | 82.8%-5.9pp |
| Annual return | 11.58% | 1049.15%-1037.6pp | 5156.27%-5144.7pp | 578.59%-567.0pp |
| Employer contribution / active EE | $1,361 | $5,256-74.1% | $4,696-71.0% | $4,876-72.1% |
| Participant deferral / active EE | $4,910 | $6,631-26.0% | $6,247-21.4% | $5,439-9.7% |
| Admin fee / account holder | $916 | $10,906-91.6% | $9,244-90.1% | $10,886-91.6% |