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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,413 | $165,399-32.6% | $149,745-25.6% | $158,982-29.9% |
| Participation rate | 76.9% | 84.6%-7.7pp | 82.5%-5.6pp | 82.0%-5.0pp |
| Annual return | 13.85% | 348.34%-334.5pp | 276.72%-262.9pp | 302.99%-289.1pp |
| Employer contribution / active EE | $3,162 | $5,105-38.1% | $4,646-31.9% | $4,763-33.6% |
| Participant deferral / active EE | $8,708 | $7,183+21.2% | $6,843+27.3% | $5,983+45.5% |
| Admin fee / account holder | $1,088 | $10,811-89.9% | $9,312-88.3% | $11,252-90.3% |