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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,106 | $73,978+47.5% | $96,515+13.0% | $75,173+45.1% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 15.13% | 26.72%-11.6pp | 35.73%-20.6pp | 160.72%-145.6pp |
| Employer contribution / active EE | $26,268 | $2,931+796.3% | $3,740+602.4% | $2,671+883.5% |
| Participant deferral / active EE | $24 | $3,660-99.3% | $4,880-99.5% | $4,126-99.4% |
| Admin fee / account holder | $11,096 | $5,219+112.6% | $6,735+64.7% | $5,651+96.4% |