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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,627 | $56,894-46.2% | $84,753-63.9% | $62,881-51.3% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | -2.23% | 6.30%-8.5pp | 22.78%-25.0pp | 20.14%-22.4pp |
| Employer contribution / active EE | $13,150 | $2,400+448.0% | $3,574+267.9% | $2,281+476.5% |
| Participant deferral / active EE | $731 | $2,709-73.0% | $3,712-80.3% | $3,203-77.2% |
| Admin fee / account holder | $3,218 | $3,581-10.1% | $5,333-39.7% | $4,296-25.1% |