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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,792 | $65,364-10.1% | $92,909-36.7% | $72,975-19.4% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 18.40% | 42.11%-23.7pp | 109.44%-91.0pp | 81.01%-62.6pp |
| Employer contribution / active EE | $15,808 | $2,594+509.3% | $3,653+332.7% | $2,440+547.9% |
| Participant deferral / active EE | $2,035 | $3,128-34.9% | $4,238-52.0% | $3,608-43.6% |
| Admin fee / account holder | $12,925 | $4,251+204.0% | $5,795+123.0% | $5,124+152.2% |