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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,575 | $127,387-73.6% | $115,038-70.8% | $125,389-73.2% |
| Participation rate | 66.7% | 84.2%-17.5pp | 81.4%-14.7pp | 83.2%-16.5pp |
| Annual return | 2.18% | 31.28%-29.1pp | 26.14%-24.0pp | 282.24%-280.1pp |
| Employer contribution / active EE | $1,165 | $5,166-77.4% | $4,608-74.7% | $4,866-76.1% |
| Participant deferral / active EE | $2,596 | $6,423-59.6% | $6,026-56.9% | $5,352-51.5% |
| Admin fee / account holder | $711 | $9,516-92.5% | $8,175-91.3% | $9,541-92.6% |