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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,988 | $138,075-72.5% | $123,552-69.3% | $135,379-71.9% |
| Participation rate | 60.0% | 84.7%-24.7pp | 82.3%-22.3pp | 82.6%-22.6pp |
| Annual return | 25.55% | 153.70%-128.2pp | 119.20%-93.7pp | 519.79%-494.2pp |
| Employer contribution / active EE | $1,063 | $5,152-79.4% | $4,628-77.0% | $4,779-77.8% |
| Participant deferral / active EE | $3,168 | $6,800-53.4% | $6,426-50.7% | $5,609-43.5% |
| Admin fee / account holder | $896 | $10,917-91.8% | $9,285-90.4% | $10,828-91.7% |