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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,943 | $167,352+21.9% | $143,788+41.8% | $134,509+51.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -19.96% | 0.47%-20.4pp | -0.03%-19.9pp | 418.13%-438.1pp |
| Employer contribution / active EE | $14,256 | $5,620+153.7% | $4,952+187.9% | $4,741+200.7% |
| Participant deferral / active EE | $11,031 | $6,447+71.1% | $5,638+95.6% | $6,400+72.3% |
| Admin fee / account holder | $10,330 | $18,091-42.9% | $14,675-29.6% | $11,427-9.6% |