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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,464 | $180,462-27.2% | $154,111-14.7% | $135,379-2.9% |
| Participation rate | 85.7% | 87.4%-1.7pp | 83.0%+2.7pp | 82.6%+3.1pp |
| Annual return | -9.37% | 888.17%-897.5pp | 735.18%-744.6pp | 519.79%-529.2pp |
| Employer contribution / active EE | $11,493 | $6,036+90.4% | $5,298+116.9% | $4,779+140.5% |
| Participant deferral / active EE | $2,704 | $5,806-53.4% | $5,081-46.8% | $5,609-51.8% |
| Admin fee / account holder | $818 | $16,145-94.9% | $13,411-93.9% | $10,828-92.4% |