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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,514 | $91,525+3.3% | $130,026-27.3% | $75,181+25.7% |
| Participation rate | 55.8% | 71.4%-15.7pp | 78.5%-22.7pp | 67.2%-11.4pp |
| Annual return | 27.54% | -631.40%+658.9pp | -137.26%+164.8pp | 160.69%-133.1pp |
| Employer contribution / active EE | $1,684 | $2,844-40.8% | $4,321-61.0% | $2,671-36.9% |
| Participant deferral / active EE | $3,805 | $4,342-12.4% | $5,821-34.6% | $4,126-7.8% |
| Admin fee / account holder | $20,162 | $6,778+197.5% | $10,608+90.1% | $5,650+256.9% |